Owner-financed and rent-to-own homes in Decatur — no bank financing required, and we look at more than your credit score. Every home below shows the down payment, monthly payment, and price up front.
If you've been renting in Decatur and figured owning was out of reach, a rent-to-own agreement can be the way in. You buy directly from us with a down payment and a monthly payment — no bank mortgage to qualify for, and we look at more than your credit score.
We work with families across Macon County, from the West End and Near Westside to Forsyth and Mount Zion. Decatur is one of the more affordable markets in central Illinois, with plenty of established single-family homes — some move-in ready, some priced for a buyer who's handy and wants to build a little equity through repairs.
0 homes currently available. Terms shown are the actual down payment, monthly payment, and price for each property. Homes are generally sold as-is — inspect and do your due diligence before signing.
Choose from the homes above. The down payment, monthly payment, and price are listed for every property — no surprises.
We'll go over the terms, your situation, and the home's condition. We look at more than your credit score to find a fit.
Put your down payment in, sign a clear agreement, and start owning instead of renting — usually in under a week.
Call or text and tell us what you're looking for. We'll help you match a home and a monthly payment to your family's budget.