Owner-financed and rent-to-own homes in Illinois — no bank financing required, and we look at more than your credit score. Every home below shows the down payment, monthly payment, and price up front.
Illinois is where we have the most homes, and rent-to-own makes owning one possible without a bank. You buy from us over time — a down payment, a clear monthly payment, and ownership from day one — and we look at more than your credit score.
We work with families across central and southern Illinois, from Decatur, Peoria, and Springfield to East St. Louis, Carbondale, and Centralia. These are affordable markets full of older single-family homes, which keeps the monthly numbers within reach for buyers a bank turned down.
Browse by city: Decatur · East St. Louis · Peoria · Cahokia · Carbondale · Centralia · Danville · Fulton · Nokomis · Springfield.
0 homes currently available. Terms shown are the actual down payment, monthly payment, and price for each property. Homes are generally sold as-is — inspect and do your due diligence before signing.
Choose from the homes above. The down payment, monthly payment, and price are listed for every property — no surprises.
We'll go over the terms, your situation, and the home's condition. We look at more than your credit score to find a fit.
Put your down payment in, sign a clear agreement, and start owning instead of renting — usually in under a week.
Call or text and tell us what you're looking for. We'll help you match a home and a monthly payment to your family's budget.