Owner-financed and rent-to-own homes in Springfield — no bank financing required, and we look at more than your credit score. Every home below shows the down payment, monthly payment, and price up front.
Renting in Springfield and ready for a place of your own? Rent-to-own lets you buy from us over time without a bank mortgage — a down payment, a monthly payment, and ownership as the goal from the start. We look at more than your credit score.
We work with buyers across Sangamon County and the Springfield area, from Enos Park and Vinegar Hill out toward Chatham and Sherman. It's a comparatively affordable capital-city market with a lot of older detached homes and steady rental demand.
0 homes currently available. Terms shown are the actual down payment, monthly payment, and price for each property. Homes are generally sold as-is — inspect and do your due diligence before signing.
Choose from the homes above. The down payment, monthly payment, and price are listed for every property — no surprises.
We'll go over the terms, your situation, and the home's condition. We look at more than your credit score to find a fit.
Put your down payment in, sign a clear agreement, and start owning instead of renting — usually in under a week.
Call or text and tell us what you're looking for. We'll help you match a home and a monthly payment to your family's budget.